Terms And Conditions

M/s SPBM & Co., a partnership firm incorporated under the Indian Partnership’s Act.

The M/s SPBM & Co. web pages have been carefully prepared, but it has been written in general terms and should be seen as broad guidance only. The web pages cannot be relied upon to cover specific situations and you should not act, or refrain from acting, upon the information contained therein without obtaining specific professional advice. Please contact M/s SPBM & Co. to discuss these matters in the context of your particular circumstances. M/s SPBM & Co., its partners and employees do not accept or assume any liability or duty of care for any loss arising from any action taken or not taken by anyone in reliance on the information in these web pages or for any decision based on it.

This Privacy Statement is subject to change without notice to you, the user. Please read this statement each time you visit the site so that you will be fully informed of the privacy policies and procedures of M/s SPBM & Co.

The purpose of this privacy statement is to inform you, the User of this Site, of the procedures and practices utilized by M/s SPBM & Co. to keep your personal information private once you access this Site. M/s SPBM & Co. believes that your privacy is very important.

By accessing this site, you, the user are giving your consent and approval to the privacy practices and procedures of M/s SPBM & Co.

For statistical purposes, M/s SPBM & Co. collects certain quantitative information about each User in order to analyze, improve and customize our Site Content in order to make our Site more responsive to the User's needs and easier to use. M/s SPBM & Co. may collect certain personally identifiable information about each User by using cookies. A cookie or small file may be placed on the User's browser to save useful information about the User's use and visit to M/s SPBM & Co. Site. Examples of such collected information may include the home server of visitors but not the names or addresses of the Users. M/s SPBM & Co. does not sell, rent, or otherwise provide any personally identifiable information about you to any third party. M/s SPBM & Co. will not knowingly disclose information collected about each User to parties not affiliated with M/s SPBM & Co. unless required to do so by law. M/s SPBM & Co. does not market to children or knowingly gather information from children for marketing purposes.

Our privacy statement only addresses the use and disclosure of information that M/s SPBM & Co. may collect from you. However, you should be aware that persons not associated or affiliated with M/s SPBM & Co. may engage in unauthorized practices with the purpose of obtaining your personal information. Although M/s SPBM & Co. discourages this type of activity, we cannot guarantee that it will not occur. The Internet can take on a life of its own and therefore, M/s SPBM & Co. cannot guarantee against inadvertent or unknowing disclosures of information about you, the User, to others. To the extent permitted by law, M/s SPBM & Co. disclaims all liability for any inadvertent disclosures.

For the convenience of our homeowners, the M/s SPBM & Co. Site contains a Customer Service Request Form. In order to use this Form, the requester is required to input certain personal information, including, his or her name, address, business and home telephone number, and email address. M/s SPBM & Co. may use this information to contact the requester regarding customer service concerns and also for marketing and promotional purposes. M/s SPBM & Co. does not sell, rent or otherwise disseminate this information to non-affiliated entities.

By accessing this Site, you are giving your consent and approval to our privacy policies. This Privacy statement is incorporated into and subject to the Terms and Conditions of This Site as though set forth in full. M/s SPBM & Co., Inc. All Rights Reserved - M/s SPBM & Co.